Right now
Something's happened.
The rest of this site is for the quiet weeks — the reading you do when nothing is on fire. This corner isn't.
These are the pages for the week something goes wrong: written ahead of time, in order, so that the version of you having a hard week doesn't have to work it out from scratch.
First
When the ground moves
When life happens
A hospital admission, an accident, a claim, a death in the family — what to do first, what to bring, and where I come in.
Open it →02Income stoppedI've just been retrenched
The first 90 days, in order. What to stop, what to keep paying, and what not to touch — before the panic makes the decision for you.
Open it →03Red daysMarkets are falling
Written in calm weather, for the red days. What's actually happening, what history says, and the one move that does real damage.
Open it →Or
A decision that won't wait
A policy I'm not sure about
Keep, convert or surrender — the honest maths, including the times the right answer is to leave it exactly where it is.
Go →A scam, or a close call
For you and for your parents. What to do in the first hour, and the settings worth changing this weekend.
Go →I need to run a number
Affordability, cover, SRS, retirement, education, freedom — your own figures, nothing saved or sent anywhere.
Go →A question I'd rather just ask
The questions clients actually put to me, with the honest answers gathered in one place.
Go →Nothing urgent, just want to understand something properly? That's the library. Want to know what matters at your stage of life? Start with your season. And if you're not sure how much room you have to work with, the Freedom Gauge is the quickest way to find out.
And if it's already a hard week
You don't have to work it out alone
These pages get you oriented, but a bad week is exactly when a second pair of eyes is worth most — and I'd rather hear from you early than tidy up afterwards.
How I help →